Terms of Use

Please read this page before proceeding as it explains certain restrictions imposed by law on the distribution of this information and the jurisdictions in which our products and services are authorised to be offered or sold.

By entering this website (http://www.prism.financial) (“Website”) operated by Prism Financial International Limited (“PFI”), you are agreeing that you have reviewed and agreed to the terms contained herein, including any legal or regulatory restrictions and disclosures, and have consented to the collection, use and disclosure of your personal information asset out in the Privacy Notice referred to below.

By accessing thisWebsite, you also acknowledge that you:
(i) have read this important information;
(ii) agree your access to this website is subject to the disclaimer, risk warnings , privacy policy and other information set out herein; and
(iii) are of the relevant sophistication level and/or type of audience intended for your respective country or jurisdiction identified below.

The information contained on this Website (including without limitation the information, functions and documents posted herein (together, the “Contents”) is made available for informational purposes only.

No Offer

The Contents have been prepared without regard to the investment objectives, financial situation, or means of any person or entity, and the Website is not soliciting any action based upon them. The information contained in this website is for information purposes, and should not be regarded as an offer to sell or a solicitation of an offer to buy any security in any jurisdiction where such an offer or solicitation would be in violation of any local laws. It does not constitute a recommendation or take into account the particular investment objectives, financial conditions, or needs of specific investors. PFI does not provide investment, tax, accounting, or legal advice to investors, and all investors are advised to consult with their investment, tax, accounting, or legal advisers regarding any potential investment.

The information and any opinions contained in this Website has been obtained from sources that we consider reliable, but we do not represent such information and opinions are accurate or complete, and thus should not be relied upon as such.

Any information with respect to price and value of the investments referred to in this Website and the income from such investments may fluctuate, and investors may realize losses on these investments, including a loss of principal.

Past performance is not indicative or a guarantee of future performance.


Use Limitations

You must NOT use this website (or permit or procure others to use it) as follows:

(A) for any unlawful, improper or illegal purpose or activity;
(B) to communicate or receive information that is obscene, indecent, pornographic, sadistic, cruel, or racist in content, of a sexually explicit or graphic nature, which promotes or incites discrimination, hatred or racism or which might be legally actionable for any reason;
(C) in a manner intended to threaten, harass, or intimidate;
(D) to violate PFI’s or any third party’s copyright, trademark, proprietary or other intellectual property rights;
(E) to damage PFI’s name or reputation or that of PFI’s affiliated companies or any third parties;
(F) to penetrate PFI’s security measures or other entities’ systems (“hacking”);
(G) to introduce viruses, worms, harmful code and/or  Trojan horses onto the internet or into this website or any  other entity’s systems and it is your responsibility to ensure that whatever you download or select for your use from this website is free from such items;
(H) to post or transmit information that is defamatory, fraudulent or deceptive; and/or
(I) to transmit confidential or proprietary information, except solely at your own risk.

When using this website, you must comply with all applicable  local, national and international laws and regulations, including those related to data privacy, international communications and exportation of technical or personal data. It may be illegal to download the information contained on this website in certain countries and PFI and their affiliated companies  disclaim all responsibility if you download any information from this website in breach of any law or regulation of the country in which you reside.

No Warranty

The Contents are published in good faith but no advice, representation, or warranty, express or implied, is made by PFI or by any person as to its adequacy, accuracy, completeness, reasonableness or that it is fit for your particular purpose, and it should not be relied on as such. The Contents do not purport to be complete and is subject to change. You acknowledge that certain information contained in this Website supplied by third parties may be incorrect or incomplete, and such information is provided on an “AS IS” basis. We reserve the right to change, modify, add, or delete, any content and the terms of use of this Website without notice. Users are advised to periodically review the contents of this Website to be familiar with any modifications.

The Website expressly disclaims any representations with respect to any forward-looking statements. By their nature, forward-looking statements are subject to numerous assumptions, risks and uncertainties because they relate to events and depend on circumstances that may or may not occur in the future.

No information on this Website constitutes business, financial,  investment, trading, tax, legal, regulatory, accounting or any other advice. If you are unsure about the meaning of any information provided, please consult your financial or other professional adviser.

No Liability

PFI shall have no liability for any loss or damage arising in connection with this Website or out of the use, inability to use or reliance on the Contents by any person, including without limitation, any loss of profit or any other damage, direct or consequential, regardless of whether they arise from contractual or tort (including negligence) or whether PFI has foreseen such possibility, except where such exclusion or limitation contravenes the applicable law.

You may leave this Website when you access certain links on this Website. PFI has not examined any of these websites and does not assume any responsibility for the contents of such websites nor the services, products or items offered through such websites.

Intellectual Property Rights

Copyright, trademark and other forms of proprietary rights protect the Contents of this Website. All Contents are owned or controlled by PFI or the party credited as the provider of the Content. Except as expressly provided herein, nothing in this Website should be considered as granting any license or right under any copyright, patent or trademark or other intellectual property rights of PFI or any third party.

This Website is for your personal use. As a user, you must not sell, copy, publish, distribute, transfer, modify, display, reproduce,  and/or create any derivative works from the information or  software on this Website. You must not redeliver any of the pages, text, images, or content of this Website using “framing” or similar technology. Systematic retrieval of content from this Website to create or compile, directly or indirectly, a collection, compilation, database or directory (whether through robots, spiders, automatic devices or manual processes) or creating links to this Website is strictly prohibited. You acknowledge that you have no right to use the content of this Website in any other manner.

Additional Information

Investment involves risks. Past performance is not a guide to future performance. The value of investments and the income from them can fall as well as rise and is not guaranteed. You may not get back the amount originally invested. Changes in the rates of exchange between currencies may cause the value of investments to diminish or increase.


Your name, email address and other personal details will be  processed in accordance with PFI’s Privacy Policy. Please note that you are required to read and accept the terms of our Privacy Policy before you are able to access our Website.

Once you have confirmed that you agree to the legal information herein, and the Privacy Policy – by indicating your consent – we will place a cookie on your computer to recognise you. The cookie will expire after six months, or sooner should there be a material change to this important information.

Law and Variation

This Website is established in Cayman Islands by PFI in accordance with and shall be governed by, and your browsing in and use of this website shall be deemed acceptance of, the laws of Cayman Islands.

A condition of using this website is that in the event of any dispute or proceeding you irrevocably submit to the exclusive jurisdiction of the Cayman Islands Courts and waive any objection to proceedings in such courts on the grounds of venue or on the grounds that the proceedings have been brought in an  inconvenient forum.

PFI may revise these terms and conditions at any time by amending this page. You are expected to check this page from time to time to take notice of any changes PFI makes, as they are binding on you. Each time you use this website, a condition of use is that you comply with the above terms.

Opinions expressed are subject to change at any time. The material is based upon information which is considered reliable, but no representation is made that it is accurate or complete, and it should not be relied upon.

Copyright © 2023 Prism Financial Management Limited. All right reserved.